For UK-based PIO/OCI families, explained simply
Creates the trust
and gives the assets
(you)
Manage and protect
the assets as the
trust deed says
Receives the benefit
of the trust assets
(your daughter)
Optional: a Protector or Advisory/Investment Committee can oversee trustees
Passport
OCI/PIO card
PAN, Aadhaar
(if available)
Overseas address
Indian address
(if available)
Mailing address
Property titles
Investment records
Bank details
Share documents
Family tree
Trustee and heir names
Trust objectives
Distribution rules
You are non-resident (PIO/OCI), so FEMA and RBI rules must be checked.
Some assets may need reporting or approval. A full review is done first.
Understand goals
Pick the structure
FEMA and tax review
Trust deed written
by expert advocate
Team reviews it
Sign the deed
Sub-Registrar office
Pay stamp duty
Get PAN, open bank
Move assets in
FEMA/RBI reporting
Trustee powers • Beneficiary rights • Distribution rules • Investment powers
Removing trustees • Disputes • Indemnity • FEMA and tax points
Depends on complete documents, a final deed, everyone being free to sign,
and government processing time.
Structuring advice • Advocate coordination • Draft review
Registration help • PAN help • FEMA advice and compliance
